Lunaro at a glance
Lunaro is a multi-regulated international brokerage and derivative provider operating primarily through Lunaro Financial Services Limited in the United Kingdom and Lunaro Markets Limited in the United Arab Emirates. Directly authorized and regulated by the UK Financial Conduct Authority (FCA FRN: 184333) and the Abu Dhabi Global Market Financial Services Regulatory Authority (ADGM FSRA FSP: 200034), Lunaro provides retail, professional, and institutional access to spread betting, CFDs across forex, indices, commodities, and equities, as well as exchange-traded derivatives (ETDs) including CME Group futures and options via MetaTrader 5 (MT5), Trading Technologies (TT), and Rithmic.
Lunaro reports a founding year of 2001 and a head office in Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, UAE. It lists 4 regulators and 7 trading platforms.
BrokerBazaar verdict
Lunaro (Lunaro Financial Services Limited / Lunaro Markets Limited) is a top-tier multi-asset brokerage holding direct regulatory authorization from the UK FCA (FRN: 184333) and the ADGM FSRA (FSP: 200034). Combining retail spread betting and CFD trading with institutional exchange-traded futures and options routing (CME Group via TT/Rithmic), it delivers high execution standards and segregated banking custody. With FSCS coverage (£85,000) for UK clients, counterparty default risk is very low.
Legal entities, regulation and licences
Lunaro operates through 1 legal entity, each supervised separately. Your account is with one specific entity, so the protections you receive depend on which one onboards you, not on the group's strongest licence. Overall, the group is supervised by no regulator we could map to a public register.
Licence check: Not independently checked. This broker has submitted its details. BrokerBazaar has not yet independently checked them. A company registration or general business licence is not permission to offer regulated brokerage services; only the register entries linked in the table count.
Countries accepted and restricted
Lunaro states that it accepts clients from United Kingdom, United Arab Emirates, and select international jurisdictions (Strictly excluding the United States, Canada, Belgium, sanctioned countries, and jurisdictions restricting retail OTC margin trading). Availability is decided per entity and can change without notice; residents of jurisdictions such as the USA, and often the EU and UK, are frequently excluded from offshore entities.
Known restrictions flagged in our review: Retail services are unavailable to residents of the United States, Canada, and specific restricted regions.
Trading products, platforms and account types
Instruments: Forex Pairs (Dozens of major/minor/exotic pairs), Spread Betting (UK clients), CFD Indices, CFD Commodities, CFD Equities, Exchange-Traded Derivatives (CME Group Futures and Options). Platforms: MetaTrader 5 (MT5), Trading Technologies (TT), Rithmic, Lunaro Mobile App, MetaTrader 5, CQG, Trading Technologies. Account types: Standard Retail Account, Lunaro Pro (Professional Account), Exchange Traded Derivatives Account, Islamic Swap-Free Account, Demo Account.
Best-for tags assigned by our team: Tier-1 Regulation, FCA Regulated, ADGM Regulated, Spread Betting UK, Exchange Futures, CME Options, MetaTrader 5, Institutional Execution, Negative Balance Protection.
Minimum deposit, spreads, commissions and other charges
The minimum deposit is $100 (£100 / $100 / €100 standard baseline opening deposit; custom institutional tiers apply for direct exchange-traded derivatives on TT/Rithmic). Spreads start from From 0.3 pips and commission is None (standard) · $0 (raw). Maximum leverage is Up to 1:500 (by entity) (fixed), subject to the cap of the entity that holds your account.
Swap-free / Islamic account: available (yes). Swap type: not specified. Headline spreads are usually quoted for the most expensive account tier's cheapest instrument; compare total cost for your typical trade.
Deposits and withdrawals
Deposit methods: Bank Wire Transfer (Faster Payments / CHAPS / SWIFT), Credit / Debit Card (Visa / Mastercard). Withdrawal methods: Bank Wire Transfer, Credit / Debit Card.
Withdrawal speed and fees are set by the entity and payment provider. Withdrawal delays are the most common complaint category on BrokerBazaar across all brokers; keep identity documents current and withdraw to the same method you deposited with where required by anti-money-laundering rules.
Execution model, negative balance protection and client money
Negative balance protection: Yes. Scalping allowed: Yes. Algorithmic trading allowed: Yes. News trading allowed: Yes. Hedging: hedging.
Client-money rules follow the regulator of the entity that holds your account. Check that regulator's rules on its register.
Complaints and dispute process
Formal complaints: compliance-lon@lunaro.com. Phone: +44 20 3326 2130. Customer complaints are formally processed by the Compliance and Legal Affairs Department of Lunaro Financial Services Limited at 8 Albemarle Way, London (or Lunaro Markets Limited in ADGM, Abu Dhabi). If an inquiry or dispute cannot be settled internally within statutory timeframes (8 weeks), UK retail clients have the statutory right to escalate the matter free of charge to the Financial Ombudsman Service (FOS) in the United Kingdom. Client money is held in strictly segregated statutory bank accounts with Tier-1 banking institutions in accordance with FCA CASS rules and FSRA client asset regulations, completely isolated from corporate operational capital. Retail accounts under the UK entity are protected by the UK Financial Services Compensation Scheme (FSCS), which covers qualifying claims up to £85,000 per person in the event of broker default or insolvency. Accounts registered under ADGM FSRA operate under UAE financial free-zone regulations and are not covered by the UK FSCS.
If the broker does not resolve a complaint, escalate to the ombudsman or regulator of the entity that holds your account. BrokerBazaar's Dispute Support Desk can help you document and escalate a case.
Strengths and limitations
- Strength: Dual Tier-1 regulatory oversight from the UK Financial Conduct Authority (FRN: 184333) and ADGM FSRA (FSP: 200034)
- Strength: UK retail clients benefit from statutory Financial Services Compensation Scheme (FSCS) protection up to £85,000
- Strength: Tax-free financial spread betting available alongside standard CFD trading for qualifying UK tax residents
- Strength: Access to institutional exchange-traded derivatives including CME Group futures and options via TT and Rithmic
- Strength: Client funds held in non-title transfer segregated accounts with Tier-1 banking institutions
- Limitation: Retail leverage is strictly capped at 1:30 in compliance with statutory UK FCA and ADGM regulatory mandates
- Limitation: Does not offer the ubiquitous legacy MetaTrader 4 (MT4) platform, focusing instead on MT5 and institutional terminals
- Limitation: Promotional welcome incentives and deposit bonuses are prohibited under applicable regulatory standards
- Limitation: Account onboarding involves stringent regulatory suitability, identity verification, and financial background checks
- Limitation: Retail services are unavailable to residents of the United States, Canada, and specific restricted regions
Who this broker suits, and who it does not
Lunaro is most relevant to traders looking for: Tier-1 Regulation, FCA Regulated, ADGM Regulated, Spread Betting UK, Exchange Futures, CME Options, MetaTrader 5, Institutional Execution, Negative Balance Protection.
It is less suitable for anyone who needs a strict-tier regulator in their own country of residence, for residents of restricted jurisdictions, and for beginners who have not yet understood leverage and margin. Nothing on this page is personal financial advice.
Lunaro change history
Every published fact change, with the previous value and the date it took effect. Each entry says whether the broker made the change itself or our editors checked it against an official source. Regulation and licence claims are always checked by an editor.
No fact changes recorded for Lunaro yet. Changes appear here as soon as the broker updates its profile or our editors confirm a change.
Frequently asked questions about Lunaro
Data sources. Broker submission, the regulator registers linked above, ADGM FSRA public register; lunaro.com risk disclosure and fee schedule, web-archive and domain records, and third-party traffic data. Last register check 2026-10-12. External ratings: FastBull 3.9/5.
Commercial disclosure. BrokerBazaar is independent and not owned by any broker. We may receive a referral fee if you open an account with Lunaro through our links; this never affects scores or verification. How we make money. Trading leveraged products carries a high risk of loss.